When you insure your child(ren), you are automatically the beneficiary, meaning you receive the benefit if your child dies. Usually you would aim for an amount that would replace your family’s financial needs if the covered individual’s income stopped. Since children typically don’t add to the income of your family, people often buy child life insurance to cover funeral costs.

Note: Keep in mind you cannot enroll a child unless you also enroll.

  • Benefit

    This Life/AD&D plan offers you financial protection if your child should ever die. This plan is available from birth to age 26. Please note, in order to enroll a child, the employee must also be enrolled. Additionally, a dependent child of two or more employees may only be insured once under the Policy.

    Under 6 months old: $250

    6 months and older: $10,000 Accidental Death & Dismemberment (AD&D) coverage is part of your election of voluntary life coverage. Accidental death and dismemberment (AD&D) insurance can help protect your family’s finances in the event of the loss of your life or limb(s). It can be an affordable way to supplement your life insurance or medical coverage if you’re seriously injured or die as a result of an accident.

  • Guaranteed Issue Amount

    The maximum amount of coverage you can choose without providing a statement of health (called Evidence of Insurability or EOI).

    All amounts

  • Who Pays for Coverage?

    You, if you choose to enroll.

  • Disclaimer

    A Dependent Child of two or more Employees may only be insured once under the Policy. If an Employee who has elected to insure Dependent Children ceases to be eligible to do so, then the Employee’s Spouse may, within 31 days, elect to insure Dependent Children, provided he or she is insured as an Employee.

    Please be aware that there is no Open Enrollment period applicable for Voluntary Life/AD&D insurance.

Voluntary Child Life/AD&D Insurance

Provider: Provider Name

Phone: 123-456-7890

Website: https://www.providerWebsite.com/